Chief among these are any important legal documents that you, or your family, might need to access in an emergency. While nearly anything of value can be stored in a safety deposit box, there are some things that probably shouldn't go in.
What NOT to Put Into Your Safe Deposit Box
Safebox with timer license#
That could mean anything from your marriage license to your grandmother's antique brooch. What Should You Put Into Your Safety Deposit BoxĪs a general rule of thumb, a safety deposit box should be used to store any personal possessions that you simply can't afford to lose. None of these solutions give you the peace of mind a safety deposit box at a bank does. A safe at home acts as an advertisement for what to steal to any burglar who sees it, which is why some people opt to conceal items in a fake book or diversion can rather than secure valuables in an easy to find safe. If you have a small safe at home you not only have to worry about natural disasters, but if it is easy to carry the safe out of your house, a burglar can easily break it open elsewhere.
The key benefit of a safe deposit box is that you get to take advantage of your bank's state of the art security systems – all for a nominal annual fee starting as low as $20 or $30. Combination safes and lock-boxes are a somewhat better option, but even they fail to deliver the privacy and protection of a safety deposit box stored in the vault of your local bank. It not only leaves them vulnerable to theft, it also increases the risk of loss by fire, flood, or simple carelessness. While it's always tempting to want to keep valuables and important documents close to hand, simply locking them away in a cabinet or desk isn't a sensible option. You also have to understand where the bank's liability begins and ends, and what steps you need to take to keep your valuables truly secure.Ī safety deposit box offers privacy and security at a price that most of us can afford.
You have to consider what you will be storing in the box, who will have access to the contents, and what your responsibilities are as a box holder. Of course, there's more to renting a safety deposit box than simply paying the annual fee and slipping the keys on your keyring. The convenience alone makes it an attractive alternative to a home or office safe, and with your possessions being stored along side of the bank's own assets you can be sure they will be properly protected. Renting a safety deposit box can be an effective, and affordable, way to store and protect important documents, family heirlooms, and priceless valuables. Known safebox spawn points are listed below.Everything You Need to Know About Safety Deposit Boxes
If a particular spot is empty, the box there may have been recently looted, and will respawn over time. Safeboxes spawn in fixed locations throughout the world.
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